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ACB supports bank ownership that is indicative of a philosophy supportive of the ideals that maintain local community commitment and resists entities that threaten the existence of community banks. These objectives will be accomplished through regulatory, legislative, educational and earnings improvement programs available to ACB members. Such programs will be developed, initiated and executed by the leadership of the Arkansas Community Bankers Association. National and state level changes in the banking industry, both actual and proposed, will be monitored on a continuing basis and the Arkansas Community Bankers Association will respond to such change in a manner that will best protect and preserve community bank principles. The Arkansas Community Bankers Association is committed to preserving and promoting community banks, their franchise values and the communities they serve. |
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In 1980 a small group of like-minded independent bankers banded together to charter the Arkansas Independent Bankers Association. These pioneers in Arkansas banking represented some 65 independent community banks throughout our State. In 1993 the name of the association was officially changed to the Arkansas Community Bankers Association. In May 1995 the membership voted to allow Arkansas based thrifts to be members of ACB. Today ACB serves the vast majority of community banks and thrifts in Arkansas.
ACB created its niche in the bank products and services arena. Today, Community Bank Services, Inc. endorses or promotes over 50 Preferred Solutions Providers and Associate Members offering hundreds of products, services and solutions to our member banks. The annual volume purchased by the participating banks is in the millions, which translates to enhanced profitability for participating members.
ACB was instrumental in the organization and chartering of the Arkansas Bankers’ Bank in 1990. The purpose was to create and provide an alternative source for correspondent banking services for independent community banks. It was the sixteenth bankers’ bank to be organized in the country and the first to over subscribe its stock offering. The Arkansas Bankers’ Bank was the forerunner to the First National Bankers’ Bank.
ACB provides a strong voice for legislative issues on the state level and working in conjunction with the Independent Community Bankers of America, ACB echoes the community bank message to the Arkansas Washington delegation and federal banking regulators as well. Under the maxim “no lobbyist is as effective as a constituent”, the ACB electronic messaging services encourage member bankers to contact their state and congressional delegations to personally express their views on issues related to community banking.
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