Committed to preserving and promoting community banks, their franchise values and the communities they serve...

Associate Members

ACB associate members provide numerous products and services specifically designed for community banks. Through their annual dues, involvement in educational programs and conference sponsorships, our associate members are an integral part of the Association. Our associate members are largely responsible for allowing the ACB to continue our mission of ensuring the success and continued development of community banking in Arkansas.

Due to the support of these companies, we strongly encourage our bank members to look here first when considering purchasing or using a new bank-related product or service. For more information contact Chris Padgett at the ACB office, 501-246-4975.

Become an Associate Member

Helping to Retain, Reward and Retire Key Executives, Argent Financial Group has been working with banks for over 35 years to design solutions for management succession, executive benefits, and supplemental retirement plans. 

Chuck Dudley – 866.350.0010

BankOnIT  –  Grow your bank, Add new employees, Change software applications…… And have all of it available as needed, without buying servers or hiring technical staff.


Meticulously engineered, the Bankers Private Cloud™ is available exclusively to banks and designed to meet reliability, security and regulatory requirements unique to bankers.


Robert Mendez – 405-605-3900

                     Want high-quality commercial loans delivered to your desk daily?

More than 20 Arkansas community banks have purchased these loans from Bankers Healthcare Group (BHG) earning them interest income without the hassle of originations. BHG has originated, underwritten, and funded over $3 billion of commercial loans solely in the medical space since 2001. Contact Courtney or visit our site to learn how your bank can take advantage of our loan program today.

Courtney Calderwood – 315-329-2994

                                MAXIMIZE PERFORMANCE  *  MINIMIZE RISK

Bank Strategic Solutions is dedicated to assisting bank management and board members to improve efficiencies across all lines of business to grow the net income while meeting regulatory guidelines.  We focus on managing risk so you can focus on maximizing profits.

Strategic Risk & Planning  *  Credit Risk  *  Operational Risk & IT Management  *  Compliance  *  ALLL/CECL  *  Interest Rate Risk – Asset Liability Management  *  Training

Amy Pierce - 501-420-3666

Financial institutions across the country depend on BKD as their CPA and advisory firm of choice. BKD National Financial Services Group offers the experience and commitment needed to help enhance your institution’s performance.   Regulatory compliance, including Dodd-Frank requirements; Internal audit services; Loan review services; Tax services; Enterprise risk management; SEC reporting; Profitability enhancement; IT risk assessment; Strategic planning; Merger and acquisition services.

Ryan Underwood  –  501-372-1040

                                                           More than just a sign shop

We strive for excellence as we design, fabricate, install and service custom exterior / interior signage and branding products. Our design capabilities and extensive knowledge of fabrication, installation and repair /service have established Canedy Sign as a leader in our region. With a growing reputation across the midwest as a large-scale signage manufacturing facility capable of coordinating multi-facility corporate branding change-overs, Canedy provides diverse and unique fabrication capabilities, supplemented by specialized out-sourcing partners and a reliable, nation-wide sub-contractor network. Check out our Gallery page to see our latest signs.

Rustie Jones  -  870-926-2049

When people performance is improved, the performance of your bank improves.

That’s why the Center for Financial Training – ACB’s long-time training partner for community banks – is changing to meet the needs of today’s challenging business environment by offering a comprehensive, up-to-date curriculum that will help your bank achieve its goals! It takes more than just keeping up with the changes in this dynamic industry to keep your competitive edge, you’ve got to stay on top! 

Scott Briggs  –  800-795-5242 x 1180


Created in 2008, the Center State Bank Correspondent Division employs over eighty-five dedicated correspondent banking professionals.  The Team manages over 600 relationships in 43 states.

 In addition to the Bank’s main office in Winter Haven, Florida, Correspondent offices are located in Atlanta, GA; Birmingham, AL; Nashville, TN; San Francisco, CA; and Winston-Salem, NC.  Additional Business Development offices are located in Dallas, TX; Charlotte, NC; Chicago, IL; Denver, CO; New York, NY; and Tampa, FL.

 With a dynamic and rapidly changing banking environment, and as a fellow Community Bank facing many of the same opportunities and challenges, our commitment remains focused on providing innovative Correspondent products delivered with world-class service, including:  Capital Markets Services; Payment Solutions; Commercial Banking Services; International Services.

Shawn Gillis 205.335.1955

 Smart decisions. Lasting value.

Crowe LLP is one of the largest public accounting and consulting firms in the United States. Under its core purpose of “Building Value with Values®,” Crowe uses its deep industry expertise to provide audit services to public and private entities, while also helping clients reach their goals with tax, advisory, risk and performance services.

Don Cleary  –  615-515-5683

               Nonqualified Benefit, BOLI Administration and Portfolio Services

Equias Alliance delivers nonqualified benefit and BOLI administration and portfolio services to banks across the United States. Equias Alliance offers a near-seamless approach from design to implementation. The Equias Alliance team has helped over 800 banking organizations recruit, retain, and reward executives, directors and employees critical to each bank's success.

Trey Deupree  -  469-252-1038

Financial Advertising & Marketing

Each piece of marketing and advertising that The Eversole Group creates for your bank is custom designed. We do not take a generic, or canned approach to providing our clients with the advertising materials they need. Each bank’s personality is different and so should be its approach to the marketplace. Marketing and advertising are not one-size-fits-all functions.

Craig Eversole  –  601-977-5225


Executive Benefit Strategies - Our mission is to help optimize our bank clients' bottom line by repositioning assets that can informally fund benefit packages facilitating the retention and recruitment of key executives, while increasing shareholder value. We do this through the creative use of Bank Owned Life Insurance -BOLI.

Michael J. Fulco  –  318-324-1851

The Federal Home Loan Bank of Dallas, is a cooperatively owned wholesale bank that supports housing and economic development in the communities served by our member institutions in Arkansas, Louisiana, Mississippi, New Mexico, and Texas. Our credit products and other financial services help members deliver financial products to fund housing, small business, rural development and agriculture. Specialized community investment and affordable housing loan and grant programs help finance community redevelopment and expand affordable housing opportunities.

Steve Otto  –  800-442-9841

Your path to personalized banking begins here.

First Data’s easy-to-use banking solutions help you satisfy your customers’ desires for greater convenience with technology that makes every transaction simpler and more secure. Deepen relationships and seize new opportunities for growth with our complete set of solutions for your merchant customers and consumers.

Jason Weida  -  913-660-0625

A Trusted Partner to Community Banks in the Southeast

Our focus remains fixed on being a trusted partner to community banks – not a competitor. In fact, our charter prohibits us from dealing with the general public so we will never become a competitor to the banks we serve.  Our goal is to ensure that you have the resources you need to focus on your customers and grow your business.

Grant Gordy  –  800-737-0535

First Tennessee‘s Correspondent Services can strengthen your customer relationships by providing a wide-range of financial services, including Check Processing, Credit Services, Image Cash Letter, Fed Funds, International Services, Safekeeping and Reg F.

Chuck Hunt  –  901-299-1716

Providing software, services and outsourcing of the technology that empowers the financial world, FIS™ combines the most complete banking and payments solutions with a client-centric service model to help our clients succeed. Partnering with FIS means gaining access to innovation funded by our substantial and sustained investment. We help our clients transform disruption into opportunity, giving them the tools they need to stay ahead of technology and the competition.

John Buck

Gerrish Smith Tuck Consultants and Attorneys is the nation’s preeminent consulting and legal firm for community banks, thrifts, and their respective holding companies that focuses exclusively on community bank corporate and regulatory issues.  The firm’s attorneys and consultants are experienced in assisting investor groups and community bank clients in organizing new banks, offering bank regulatory guidance and examination preparation, and assisting troubled or problem banks in negotiating, contesting, and complying with regulatory enforcement actions.  A full list of services provided by Gerrish Smith Tuck can be found here.

Philip Smith  –  901-767-0900

Hilborn & Howell, LLC is an independent credit analysis service provider built for banking professionals.  We provide superior cash flow analysis on an “as needed” basis, which removes unnecessary overhead.  Whether your bank needs a full time analyst on demand, a thorough review of your underwriting strategy, or special projects, Hilborn & Howell, LLC was founded to serve your bank’s cash flow needs.  This strategic innovation removes the burden of cash flows while providing superior and consistent analysis that will be appreciated by decision makers and regulatory bodies.  To learn more visit our website or contact:

Thomas Hilborn  –  903-277-3969 or John Howell  –  479-270-3936

IL Group is a unique insurance agency. In addition to being your agent, we act as consultants, helping reduce risk and improve efficiencies in your insurance operations. Insurance products offered: lender placed hazard insurance; lender placed flood insurance; REO insurance; blanket insurance; flood determination and insurance outsourcing. Services provided: insurance operations improvement; services platform integration consulting.

Ashley Benford  –  251-968-9888

JMARK’S Financial Services Team has the specialized expertise to support your strategy while helping reduce your exposure, with custom solutions built for your business:   Short- and long-term technology  planning; Regulatory compliance programs; Audit prep and support; Security planning, monitoring, and response; Business continuity; Backup management;Disaster recovery.

With our team of specialists managing your technology, you’ll be able to deploy more resources toward serving your customers. Meanwhile, we’ll handle all the other aspects of your IT systems and protocols for you and your personnel: Documentation services; Help desk; Application support; Patch management; Server management; IT vendor management and coordination.

Chris Tuckness  –  417.863.1700 ext 4818

     Modern Banking Systems is a leading provider of real-time core banking processing solutions.

Essentia, our core banking software delivers profitability, efficiency, and security. Essentia is continually evolving with customer-driven enhancements, innovative technology solutions, and strict                                                       regulatory compliance.

We offer Service Bureau (outsourced), Hosted, and In-house data processing alternatives along with a host of managed services such as payment processing, mobile and Internet solutions, full IT security, real-time teller platform, customized reporting, item and document imaging, and equipment hosting services.

We’ve been in the banking business for over 50 years and we've built a strong reputation as a trusted partner delivering solutions that help keep you strong and ahead of the competition.

Mike Corbin  -  210-978-4621

PC assistance was founded in 1994 knowing the IT industry was lacking in companies devoted to the end user. On one end of the spectrum, mass market over-the-counter sales operations, where guidance and support stop at the sales counter, and on the other end, corporate consulting firms which ignore both smaller businesses and individuals.

In between is a river of need, and PC ASSISTANCE is here to provide the bridge. We combine knowledge, experience and a genuine care for the client providing a blueprint for success year after year. Our business model is built around the "Golden Rule" and every recommendation we make to you is one that we'd want made to us if the roles were reversed.  This blueprint has helped us to achieve multiple accolades including: "Best of Biz" since 2005 and Business of the Year Category I finalist on three different occasions.

 Visit out website and feel free to CONTACT us to let us know how we can best help you!

Ted Clouser  -  501.907.4722

Our attorneys provide a broad range of business oriented services and can meet virtually any transactional or regulatory need:  ♦ BANKING  ♦  BUSINESS TRANSACTIONS  ♦  REAL ESTATE  ♦  SECURED TRANSACTIONS  ♦  SECURITIES REGULATION  ♦  TAXATION  ♦  BUSINESS AND COMMERCIAL LITIGATION  ♦  BANKRUPTCY

Tim Grooms  –  501-379-1713

Retriever Merchant Services, part of National Processing Company (NPC), provides customized payment programs for all types of financial institutions. Together we can evaluate your resources to build a program dedicated to meet your needs. You will receive dedicated sales representatives and a relationship manager to assist you in attracting new customers, retaining existing customers and working to increase your institution’s profitability. Our complete offering can include sales, customer service, terminal help-desk support, equipment deployment and training allowing your team to focus on core banking products and service. Our programs are designed as zero risk, turnkey solutions that allow you to provide quality payment processing to your customers.

Dana Nordwall  –  901-271-6641

The 200,000 small businesses in Arkansas employ one million people and provide nearly half of all Arkansas jobs.

We are a small staff with our main office in Little Rock, and a field office in Fayetteville. Each year, our office helps to provide about $100 million in loans to small businesses, we and our SBA-funded partners provide management training and consulting to thousands of entrepreneurs, and we help small business owners pursue contracts from the federal government and prime federal contractors.

Edward Haddock  –  501-324-7379 

UPS Savings Program

Save up to 30% on UPS shipping thanks to ACB!

ACB members can save up to 30% off UPS Ground, Air and International shipments. That’s a significant savings over FedEx published rates!* All this with the peace of mind that comes from using the carrier that delivers outstanding reliability, greater speed, more service, and innovative technology. UPS guarantees delivery of more packages around the world than anyone, and delivers more packages overnight on time in the US than any other carrier, including FedEx.

Simple shipping! Special savings! It’s that easy! For complete details or to sign up, click here.

ACB members can save:   ♦  Up to 30% on UPS Next Day Air® and Worldwide Express® and Expedited® services  ♦  Up to 23% on UPS 2nd Day Air® and 2nd Day Air A.M.  ♦  Up to 16% on UPS Ground® service

Don’t miss out on these savings enroll today!

For more than two decades, Versateq has been providing document solutions to businesses. We began with a focus on financial institution clients; meeting specific needs for financial transaction documents requiring high levels of quality and accuracy in the solutions we provided. Our quality reputation now allows us to serve clients coast to coast. With financial institutions as our core, Versateq has continued to grow with financial institution clients and non-financial clients through diversification and innovation. Markets continue to evolve; the faces and needs of our clients continue to change. We understand the need to integrate traditional printing services with a variety of other products, services, and technology. 

Kirk Denton  -  877-324-2130

Wallace Consulting Co., LLC (WCC) is dedicated to identifying and mitigating fair lending,
CRA, and HMDA risks faced by banks of all sizes. With 22 years of compliance experience,
including 19 as a bank regulator, Michael P. Wallace and WCC provide unparalleled regulatory
insight and targeted best practices. Services include redlining analyses, comparative file
reviews, CRA self-evaluations, community development reviews, HMDA transaction testing,
and training for staff and the board of directors.

Michael P. Wallace – 501-258- 9463

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